 Nonprofits are great. They provide meals, mentors, childcare, healthcare, animal care… you name it, they do it. Any need you can think of in the world, there’s probably a non-profit that tries to fill that need somewhere. Many of these nonprofits are located right here in Ohio. Non profits do for others what they sometimes cannot do for themselves.
With all of that being said, non-profit organizations don't just happen without the people in that non-profit. Many non-profits do not have the funding to hire a lot of employees, so many of them are volunteer based. Finding enough people to keep the non-profit running is something that many non profits struggle with. We understand that this can be a huge challenge, so we’re giving you some tips and ideas on how to recruit young volunteers for your Ohio non profit organization. The younger generation is the future of this world, so by getting them involved, you are able to train up a new wave of volunteers. Social Media is Your Friend What do most people that are under the age of 30 spend their time doing? The answer is social media! How many times do you go to a coffee shop and see the younger generation snapping a quick photo for Instagram or sending out a Snapchat to their friends? It happens so regularly that this is the new norm. This isn’t necessarily a bad thing though. This simply means that social media is your tool for reaching the younger generation. Using social media to advertise your Ohio non profit can be done in many different ways. One way would be simply by setting up a social media account for your non profit that is active. This means that you are keeping it up-to-date with what events are going on, how people can get plugged in, and showing all of the wonderful things that your Ohio non-profit does. This alone is a very impactful way to go about things when considering how to recruit young volunteers for your Ohio non profit organization. Another way that social media can be used for your non-profit would be to simply encourage your volunteers to tag you in anything they post. This is especially key if you have any professional athletic teams or anyone that is of influence volunteering. It’s all about spreading the word about your non-profit, and social media is a great way to do that. Get Groups of People Involved Getting one volunteer is great, but getting an entire group of volunteers is even better! Getting groups of people involved is key if you’re trying to figure out how to recruit young volunteers for your Ohio non profit organization. Think about it this way… if you were to get an entire football team, youth group, or college club to come volunteer at your non-profit, there are bound to be a few people that enjoy it so much they want to come back. People are also more likely to want to come volunteer if they are doing it with a friend or a group of people. It can be intimidating to volunteer on your own for the first time, so by inviting groups to come volunteer, you are making people feel more comfortable with their first volunteer experience. Make Sure People Know What You Do and Who You Impact Would you volunteer for something if you didn't even know what it was? We wouldn’t either! Making sure that the mission of your Ohio non-profit is known plays a huge part in figuring out how to recruit young volunteers for your Ohio non profit organization. When making your website, flyers, and social media accounts, make sure that people know the problem that you are trying to combat or the people that you are trying to help. If you have a cat shelter for elderly cats, make sure the people reading your social media post know that! People don’t usually volunteer for things that they aren’t passionate about, so tell them what you do and they’ll come volunteer if it’s something that they want to see a change in. Partner with Other Organizations One thing to consider when trying to recruit young volunteers for your Ohio non profit organization is to partner up with another non-profit to host an event, such as a can drive, or whatever your non profit focuses on. Finding a non-profit that complements your nonprofit could be extremely beneficial. One reason is that if your non profit were to host an event with another non-profit, you would get double the exposure. Anyone coming to the event because of the other non profit involved would also see your nonprofit and get to learn more about it, maybe for the first time. Keep it Up, You’re Doing Great Things! If you are reading this post, you are most likely looking to figure out how to recruit young volunteers for your Ohio non profit organization. This means that you’re working to make a difference in this world, and we appreciate it! We want the best for you and your non-profit, and we want to see it grow and impact millions of lives. We also want you to do this in a way that is safe, secure and protected. Here at Cobos Insurance, we provide non-profit insurance policies that protect your non-profit so that you can simply worry about doing what you do best: making the world a better place! Click this link to find out more about how we can help your non-profit stay protected → https://www.cobosins.com/non-profit-insurance.html.
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 Before we even get into how to choose between replacement cost vs. actual cash value insurance coverage, we want to start by stating the basics and reiterating how important home insurance is. Home insurance is vital. We know this because we know that your home is important to you. Whether it's a small country home or a large estate, we know it’s a staple in your life. You sleep there at night, you raise your kids there, and you host the holiday party there every year. Your home is full of memories, laughs, and the best of times. With that being said, home-ownership is not all parties and laughs. Sometimes disaster strikes and it’s best to be prepared if and when that happens.
Maybe you live in an area that floods a lot. Maybe you don’t live on the safest side of town and experience theft and vandalism pretty regularly. Either way, these are all prime examples of why you need to make sure that your home is insured. Now that we’ve established how necessary home insurance is, let’s talk about the different kinds of coverage. There are two types of coverages called replacement cost and actual cash value. The first thing that you should do before you even think about how to choose between replacement cost vs. actual cash value coverage is to figure out what replacement cost and actual value really mean. Replacement Cost Insurance Replacement cost, when it comes down to it, is the cost of what you would pay for damaged, stolen, or destroyed property at today’s prices. This means that whatever the item costs right now is how much you’ll receive to replace that item. One additional thing to keep in mind with this coverage is that it is typically the pricier option, which makes sense, as it is the less risky option. There is less risk involved, because you know that you will receive enough from the insurance company to go ahead and replace anything that was damaged, stolen, etc. With this peace of mind, though, typically comes a higher price tag. Actual Cash Value Insurance This is a little bit different than replacement cost because the insurance company will take the price that something is worth today and then factor in depreciation. That sofa that has similar one’s on the market for $1,000? The insurance company will take that $1,000 and subtract however much depreciation in value your couch had. If you are looking for a lower-cost homeowners insurance coverage option, this is it. With that being said, it’s important to note that lower-cost usually ends up meaning higher-risk. With paying less for this coverage, you do take on more of a burden if something does happen, as depreciation costs are factored in when your insurance company gives you the money to replace what you had. The price vs. risk difference is definitely something that you will have to think through and decide what is best for you and your family. Luckily, most agents are more than happy to talk through your particular situation, wants, and needs to make sure that you are getting the coverage that is most beneficial to you. What exactly does this mean? Even after breaking down what both replacement cost and actual cash value mean, it can still be a bit confusing to understand how to choose between replacement cost vs. actual cash value coverage. We’ll give you an example to better explain how to choose between replacement cost vs. actual cash value home insurance coverage. Say you have a huge flat screen TV in your living room, and then a storm comes through and destroys your home. That TV cost $1,200 when you bought it, but you had bought it about two years ago, and since then the kids have run into it, the speakers stopped working as well, etc. If you had replacement cost coverage, you would get the amount of money that the TV is going for on the market today. If you had actual cash value coverage, the scratches, not-so-great-anymore speakers, and all of the other imperfections would be subtracted from that market value. The answer to the question, how you would like your insurance company to respond to this situation, should give you a great indication of what coverage you want, and help you to better understand how to choose between replacement cost vs. actual cash value coverage. Now, go get insured! Now that we’ve broken down the basics of how to choose between replacement cost vs. actual cash value coverage, you’re ready to take action. It’s important to do research on your own to make sure you are properly informed enough to make a decision on what type of coverage you will go with. Here at Cobos Insurance, we’re ready to help you with all of your home insurance needs! Regardless of whether you’re looking for replacement cost coverage or actual cash value coverage, we have agents ready to answer all of your questions and help you find the right policy for both you and your family. Click here to learn more or give us a call to speak with an agent today about how we can help you to get that piece of mind that comes from knowing your home, and anything else you may choose to insure through us, will be taken care of!  It’s finally that time of year where everyone is getting their tax return back. You’re probably thinking of what you’ll do with the money. Maybe you’ll put it towards building that pool your family has been wanting for this upcoming summer. Maybe you’re considering a family vacation to the Bahamas. While those both seem like great ideas, have you considered what your tax return could do for your local community if you donated it?
While there are so many reasons that you should donate your tax return to your favorite Ohio Non-Profit, we wanted to break it down into a few key reasons. Through this you can really understand how much of an impact your tax return could have on those who aren’t as fortunate as you and your family. Reason #1: You’ll be helping your local community A new pool would be nice, but seeing the impact that your dollars could have in your community? That’s priceless. It’s also all the more reason why you should donate your tax return to your favorite Ohio Non-Profit. There are so many nonprofits in Ohio that impact so many people. Whether they make the disabled feel empowered, providing meals for the homeless, or provide mentors to at-risk youth, these non-profit organizations are doing great things for the people of Ohio. The best aspect is that you can be a part of this too! Reason #2: You can write your donation off next year on your tax return We admit, this is a more selfish reason to donate, but it is important to keep in mind that you will be rewarded for the good that you do in your community. You can write off your donations on next year’s tax return, which benefits you in the long run! Who says giving to others can’t be a benefit to you too? This is definitely something to keep in mind when considering why you should donate your tax return to your favorite Ohio Non-Profit organization. Reason #3: Your money goes further than you think While you may think that a few hundred or a few thousand dollars can’t really help that many people, it actually can! You’d be surprised at how your small donation can go a long way in the grand scheme of things. Whether it is another night of meals that a soup kitchen can serve or another 50 children that can join the local mentorship program, you are actually making a big difference. You never know, maybe the non-profit will be able to use your donation for something that lasts years. Maybe your donation will allow a nonprofit on the brink of closing to keep their doors open. You can’t put a limit on what your generosity will do, which is why it is so important to really think about the question of why you should donate your tax return to your favorite Ohio Non-Profit. What if you don’t have a favorite Ohio Non-Profit? You may be reading this and thinking, “but I don't have a favorite Ohio Non-Profit.” Good news for you, we came up with a list of a few Ohio Nonprofits that do great work for the greater good of those who live in Ohio. Check them out below and really consider donating your tax return, or even donating your time to one of these. Crayons to Classrooms This nonprofit, based out of Dayton, Ohio, makes sure that the teachers of students from families who live at or below the federal poverty level get school supplies. This non profit helps 100 schools and 30,000 students a year. That’s a lot of children who are now able to use those supplies to allow them to get an education and maybe even make them grow to love learning. Seeing children graduate high school or college because you decided to donate instead of going on a family trip would be well worth it. Sanctuary for Senior Dogs This one is for all of our animal lovers out there. The Sanctuary for Senior Dogs is a nonprofit that rescues senior dogs in need and adopts them into permanent, loving homes. This non-profit is located in Cleveland, Ohio, so for all of our Cleveland people, here’s the perfect one for you. Hannah’s Treasure Chest Located in Centerville, Ohio, Hannah’s Treasure Chest sets out to provide care packages with clothing, diapers, books, and toys to children in need. The goal of this nonprofit is to provide children with these things so that families in need can focus their money towards other essentials, such as food, housing, and childcare for their children. If you want to make a difference in a child’s life, simply by providing them with the things that they need to be happy and healthy, you should definitely consider making a donation to Hannah’s Treasure Chest. When you think of why you should donate your tax return to your favorite Ohio Non-Profit, think of all of the items that could be provided to children in need with your tax return alone. Now go make a difference! While this article wasn’t intended to guilt you into donating your money, we hope that it opened your eyes to the needs, not only around the world, but in the very community you live in. There are so many great things that can come from a single donation and it is vital that there are people out there who care enough about their communities to be the person that says, “I’ll make a sacrifice to help out my neighbors.” Don’t stop, keep reading... If you liked this article and want to keep up with all of our blog posts here at Cobos Insurance, click this link to check out our articles. Thanks for reading! Where to find Cleveland Camper Insurance; Get your Camper Insured before the Season Starts…4/3/2019  Believe it or not, summer break is just around the corner for America’s youth. This means that the kids will have entire days free, and most likely will tell you time after time that they’re bored. If that is the case, then it might be time to take a family road trip in the RV. There are so many scenic places that are worth the drive, and that the entire family will love. Maybe you and your spouse are retired and are getting ready to do a cross-country road trip. Maybe you already have a spot at a campground that your family goes to every weekend where the kids get to swim and hang out with friends while you get to kick back and enjoy nature.
Just talking about it makes us more than ready for camping season, but before you even begin to think about taking your RV anywhere, you should first think about insurance. It is important to re-evaluate your coverage if you already have it in place, or to get coverage if you don’t already have it in place. Camping can be so much fun, but an uninsured accident or disaster would put an end to all of the fun pretty quickly. With that being said, there’s no need to stress, because we’re here to help! Below, we’re breaking down where to find Cleveland camper insurance, and explaining what coverage you may need. The first step… Before you even begin looking into what insurance company would be best for your family’s RV, your first step in figuring out where to find Cleveland camper insurance should be to begin to think about what coverage you may be interested in. Having an idea of what each different coverage does for you will better enable you to stick to your budget and only get what is necessary for you. So what coverage do you need? While we are breaking down coverages here, please keep in mind that there are many different options and that we are simply naming a few here. Always do further research! Liability - For RV’s that you drive, this coverage is actually required. If you have an RV that you pull with a car or truck, then this isn’t the type of coverage for you. This coverage will pay for damages or injuries that you cause while driving your RV. This is an important one to think about when taking the first step of considering where to find Cleveland camper insurance, because it is essential for RV’s that you drive. Comprehensive and Collision - Comprehensive coverage is the type of coverage that kicks in when you’re in those “seriously, why does this happen to me?” situations. Things such as theft and vandalism are prime examples of this. Collision, on the other hand, kicks in when you’re in a collision accident, regardless of who is at fault. Full-timer’s Liability - If you live in your RV and consider it your permanent residence, you’ll want to look into this policy. This coverage deals with liability claims for those that do choose to reside year-round in their RV. If you’re retired and you and your spouse have decided to sell the house and travel the country, this one’s for you! So what’s next? Now that you have an idea of what some of your coverage options are, it’s time to look into different insurance companies and ask some questions. Here are a few to consider asking… Is the insurance agency small or large? This is an important question to ask when looking into where to find Cleveland camper insurance. This is a personal preference for most people, but you should try to figure out what exactly you want out of your agency. If you want to be able to go to the local agency and have your agent ask how your son’s soccer team is doing, then you’ll want to go with a smaller agency such as our locations in Elyria and Avon Lake, Ohio. If, on the other hand, you want to be able to call and reach someone to make a claim at 2 a.m., you might want to consider a larger agency that can afford to have people working 24/7. What are other people saying about the insurance agency? This isn’t a question you’d want to ask the insurance agency, but it is a question you’d want to do some google searching for. Are there online reviews for the agency you’re looking into? Do people seem to have had good experiences with this agency? It’s important to think about these things before going with an agency blindly and doing no research when figuring out where to find Cleveland camper insurance. As always, we’re here to help! If you’re reading this article thinking, “okay, I have an idea of what I want from an insurance agency, and I want one that is reliable and cares about me as an individual” then you’re in luck! Here at Cobos Insurance, we provide policies based around you and your family’s needs, so if you’re looking for the answer to the question of where to find Cleveland camper insurance, look no further. We will get you connected right away with someone who will be willing to talk through the different coverage options and make sure you are informed about what we have to offer you. Click here to get in contact and start feeling that peace that comes from knowing you’re protected, no matter what life throws at you. |
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