 From a hometown feel to some major safety aspects, there are many reasons to choose an independent insurance agency. While there are many reasons, we broke the list down into what we believe are the top five reasons to work with an independent insurance agency in Cleveland. This list simply tells you what the typical smaller, independent insurance agency will be able to offer, but it is important to keep in mind that every insurance agency is different.
Safety When an insurance company makes a mess of something, you definitely want them to be held liable. This may not always be the case if you are insured through a bigger name agency that has a lot of power and resources. They are able to protect their company better than a smaller agency and therefore will typically not end up liable for said mistakes. This means that a lot of the liability could end up falling in your lap. Independent insurance agencies definitely offer a safety that is not typically found at larger name/chain agencies, which is why we think this is an important one to add to our list of five reasons to work with an independent insurance agency in Cleveland. Multiple Things in One Place Independent insurance agencies typically have more of a range of coverages that they offer. By this, we mean that there are many independent agencies that will provide home insurance, business insurance, life insurance and more all through the one company. This just simplifies things for you, as a consumer, because you do not have to search for individual agencies for each insurance need that you have. This makes it easier on you with paying bills, getting in touch with questions/concerns, and makes your overall experience simpler, which is why we put it on our list of five reasons to work with an independent insurance agency in Cleveland. Small Business Feel Let’s be honest, there’s just a special kind of comforting feeling you get when you know the people who are dealing with your property. You don’t get this feeling with big-name insurance companies, but with smaller independent insurance agencies, you can get to know the people you are placing your trust in, and they can get to know you personally as well. This, again, just gives you a safe feeling that you can’t get elsewhere. With this being said, the insurance agency probably has a better idea of local threats to your home, car, etc. and this is extremely helpful when you want to have adequate coverage. This means that if, for example, you live in a place that has a high risk of flooding, the agency will recognize this and give you more coverage in this area. Another example could be if you live in an area that has a high traffic-accident rate, the agency would know to recommend more car insurance coverage, simply because they live where you live and understand what you need. Availability Going along with the hometown feel, availability is a huge reason that any people choose independent agencies. As a customer, you want an agency that will be attentive to your needs whenever they arise. This is definitely harder for larger companies, as they have more clients and can not always get to every claim or question right away. If, for example, you have major damage to your car and need your claim checked out right away in order for you to get your car fixed, then you would definitely want to have coverage from an independent agency that could get your claim taken care of right away. If having your questions answered or your claim taken care of right away is important to you, then you will definitely want to lean towards an independent insurance agency. Because this is usually on so many peoples’ list of things they want in an insurance company, we thought it deserved a spot on our list of five reasons to work with an independent insurance agency in Cleveland. Giving Back Many smaller, local agencies do things to give back to the community that they are based in. By doing business with a local agency, your money is going to them but there is a good chance that some of your money will be invested back into your community. This allows you to get all of the benefits of an independent insurance agency all while feeling good about it because you know that you are also investing into your community. Everyone loves to feel like they’re helping someone else, which is why we put giving back on our list of five reasons to work with an independent insurance agency in Cleveland. Now that we’ve summed up our five reasons to work with an independent insurance agency is Cleveland, we hope that you have a better understanding of the differences between larger-name insurance agencies and smaller, independent agencies. It is important to realize that each person has different, individual needs. These five reasons to work with an independent insurance agency in Cleveland were simply to state some reasons that the people who prefer independent insurance agencies lean towards the independent agencies. It is important to remember that not every independent insurance agency has the values on this list, but this is simply a list of five things that most independent insurance agencies are able to provide. It is very important to do further research on individual companies.
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 Whether you live in Cleveland, Ohio or are visiting us for the day, there are many things to do here, especially in the fall. This beautiful city is home to some pretty amazing and unique places, as well as having all of the classic fall activities that any Autumn-lover could ever want. To make it a little bit easier to figure out what you should check out, we’ve made a list of five things to do in Cleveland this fall!
Visit an Apple Orchard Nothing says fall quite like spending the day at an apple orchard picking out the best apples. Apple pie, apple cider, caramel apples… the list goes on and on but one thing is for sure, apple picking is the go-to fall activity. Don’t forget to take those candid photos, which are just another reason why this activity made it on to our list of five things to do in Cleveland this fall. Here are a few places to check out for apple-picking: Patterson Fruit Farm This fruit farm is about 25 miles from downtown and offers wagon rides on weekends. Not only that, but one of the locations will even let you go for a stroll or a nice bike ride in Orchard Hills Park. They have a chart on their website that tells you when the best week to pick apples is, depending on what you’re using them for. From September 15th through October 28th at the Chesterland location, there are Fun Fest Dates which feature things like pumpkin painting, horse-drawn wagon rides and more. Pick n’ Save Orchard Located in Medina, this apple orchard offers you all of the fun and apples you could want at a lower price. Great for any family that wants to partake in the apple picking festivities without the price tag. This company has been family-owned for over 70 years and offers everything from apple picking, to hayrides, to feeding the animals on the farm. All the more reason to throw it on our list of five things to do in Cleveland this fall. Visit a Pumpkin Patch/Corn Maze If you want a fall photo, a pumpkin patch is the place to go. Although it may be the most basic fall photo of all time, it is definitely a classic and at the top of our list for five things to do in Cleveland this fall. Not only can you get a picture-perfect photo, you can also grab a pumpkin to carve or to sit outside of your house as a decoration. Here are a few pumpkin patches to check out: Pickering Hill Farm Located in Avon, Ohio, Pickering Hill Farm is a 75 acre farm that has been selling produce for over 90 years. They even hold fall festival events every weekend in October. Wagon rides, corn mazes, apple cider, and, of course, a pumpkin patch. They also have a marketplace area that serves locally made items such as pies, honey, maple syrup, breads, and more Brasee’s Corn Maze This corn maze in Wellington, Ohio offers an eight acre corn maze as well as a corn maze and a straw maze for the kids. They also feature hayrides on the weekends as well as pumpkins. You get the best of both worlds at Brasee’s. Go Hiking For many, one of the best parts of fall is watching the leaves change colors. What better way to see this than to visit a national park? If you’ve been here before, you know that it is always beautiful but we think that the fall season turns it into a whole different kind of sight. Check it out and thank us later. Cuyahoga Valley National Park is home to 22 miles of the Cuyahoga River and has over 900 plant species. If you want to see nature change in the fall, this is your best bet near Cleveland, especially when there are 900 different species to observe. Talk about seeing the seasons change! Check this out, because there are many reasons that it made our list of five things to do in Cleveland this fall. Visit Ohio City This city, located just outside of downtown Cleveland, features two places that are perfect to check out in the fall. Not only are they both fun places to visit, but Ohio City looks beautiful in the fall time, which is a major reason it’s on the list of five things to do in Cleveland this fall. The West Side Market features over 100 locally owned businesses. From baked goods to cheeses, they have you covered with anything you might want. Opened in 1912, this market has been going strong for over 100 years and for good reason. Go grab some pumpkin pies and enjoy a fun day at the market, checking out all of the shops and viewing the beautiful fall season in Ohio City. Great Lakes Brewery is another one you’ll want to check out in the fall time, especially with their special Oktoberfest drink. Great views and a festive, fall drink… What could be better? Both the views and what we hear about this drink definitely factored in Ohio City making it onto the five things to do in Cleveland this fall list. Cleveland Art Museum For those fall days that are just a bit too chilly to be outside, the Cleveland Art Museum is a great indoor alternative. You get all of the beautiful sights, but with a warmer temperature. From art to special events such as film viewings and lectures, there really is something for everyone at the Cleveland Art Museum, which is why it made our list of five things to do in Cleveland this fall. We recommend checking out the website for a list of upcoming events, as they have different events to meet different people's’ interests. If the weather warms up a bit before you leave, check out the garden and pond area. It is sure to be beautiful in the fall. If you have a recommendation, feel free to reach out to us today! |
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