 Cleveland area Haunted Houses
The cool autumn weather is upon us and the leaves are just beginning to change colors, of course that means the haunted houses in Cleveland are officially open for business! We're sure many of you can remember the first time you were allowed to stay up late and watch a scary movie or maybe your parents took you out to a haunted house or corn maze and you experienced that frightened feeling for the first time. Some of you never wanted to experience that scare again and some of you were probably hooked on that scared feeling, either way most people want their kids to experience these things as a family, and what better way than one of the Cleveland area haunted houses! The Cobos Insurance Center blog is your go to destination for seasonal attractions and reviews, so naturally we have compiled a list of the best haunted houses in the Cleveland area, but before we get to the list, lets take a look at how the typical fall haunted house in America came to be. There are over 1,200 haunted houses across the United States, so our list of haunted houses in Cleveland is just a small sampling of the haunted attractions around our country. Believe it or not, haunted houses are not a recently developed tourist attraction, but we can actually date the spooky scare tactics all the way back to the ancient Egyptians. The Egyptians used scare tactics like moving walls, trap doors, hidden compartments, mazes, and even snakes and spiders to ward off would be tomb raiders. Although they didn't charge admission to the pyramids, many of these scare tactics are still used today in the haunted houses we frequent. Of course no haunted house would be complete without a few jack-o-lanterns or carved pumpkins around. The carved pumpkin itself was actually a custom brought over from Celtic people who were surprised to see a lack of turnips to harvest during fall in America. The Celtic people used to carve faces in turnips and hang them above their doors to ward off evil spirits around All Hollows Eve. When they got to America and found the lack of turnips, they began to use pumpkins to keep their ritual going. We're guessing that they quickly found out that pumpkins were much easier to carve, since they never went back to the turnips of yesteryear. Looking for a kid friendly alternative? Be sure to check out the Carlisle Reservation, a part of the Lorain County Metro Parks, Halloween Fair. This destination is a Cobos Insurance favorite since we have children and grandchildren that aren't yet ready to brave the full on scary haunted houses that Cleveland has to offer. The Carlisle Reservation offers a spooky trail that is also available to tour during daylight hours when it is much more visible and easy to navigate with young children. They also offer little green choo choo and wagon pulled tractor rides, free entertainment, costume contests, Midway games (Squirt the Duck, Ring around the Pumpkin, Monster Toss, Match the Duck, Ladder Ball, Let’s Fish, Witches Basketball, Ring Toss, Pick a Sucker, Bean Bag Toss), Night owl corn maze, spider egg hunts, a splash-o-ween event, spooky nature hunt, and a trick or treat scavenger hunt. If you're looking for more kid friendly options for fall destinations, be sure to check out our article on Fall Destinations in the Cleveland area! When the kids are ready to brave a haunted house, check out our list below... The Best Haunted Houses in Cleveland Ok, here it is, the list you have been waiting for! We have to give credit to OhioHauntedHouses.com which is a great resource to find any haunted house in Ohio, as well as in depth reviews and ratings. Carnival of Horrors at Blossom Music Center, Cuyahoga Falls Rockin R Ranch's Old West Pumpkin Fest, Columbia Station Fortress of Fear Screampark, Garrettsville The Ohio Gorematory, Mesopotamia Nightmare in the Wilderness, Lodi Spooky Ranch, Columbia Station Hauntville, Elyria Let us know what your favorites are, comment below!
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 When it comes to finding the right insurance policies for everything ranging from your home to your car to even your health, you want to make sure that you have the help you need so you can make the most informed choices. When you have an independent insurance agent on your side, helping you navigate the ins and outs of Cleveland insurance, you are better equipped to find the coverage that fits your individual needs.
An independent insurance agent can help you as an individual, putting your needs in the forefront. While a captive agent can typically only offer you coverage from one insurance provider, an agent from an independent agency can help you find the best fit for you. For example, the health insurance protection that you need may be different than the coverage your neighbor needs. You are a unique person, and you deserve to be treated as one. Having An Independent Agent Who Understands Your Insurance Needs There are many benefits to having an independent insurance agent. An independent agent has the ability to advise you with your specific needs in mind. Your situation is not like anyone else’s! To an independent agent, you are more than just a number - and that can make a huge difference for your insurance experience. Another reason it is so important to have an independent insurance agent is your agent can be there for you when you need help. You can talk to you agent when you have any questions - or even concerns - about your coverage and he or she can help you through any issues that come up. Having someone who has your back and insurance expertise can greatly benefit you. A good thing to keep in mind is you can have all your insurance needs taken care of when you go through an independent agent. Who wants to have to search all over the place for the right insurance policy for the different areas of their life? No one! An independent agent can help you protect every aspect of your life. An independent agent can also offer you choices when it comes to choosing the right policy for your situation. You should not have to have cookie-cutter coverage when you can have the right coverage for your home, your car, your health, and everything in between. Your insurance policy should be able to offer you some peace of mind. You should not have to wonder if you have the right tools to take care of yourself, your family, and your property, and when you have an independent insurance agent, you can have the assistance you need in order to protect your lifestyle. There are plenty of good insurance policies out there, but why should you have to figure out which ones fit your particular needs on your own? A Cleveland agent from an independent agency is close to home and understands your needs and wants in a way that someone from the other side of the country could never understand. Without someone with expertise and experience in the insurance world, it can be a confusing and frustrating process - but when you have an independent agent on your side, you can have someone who can offer you clarity and knowhow. You should never have to feel like you are alone when it comes to protecting what you hold dear, and having an agent close to home can be a game-changer. The Insurance Coverage That Fits You In Cleveland, Ohio Here at Cobos Insurance, we know you need the coverage that can properly protect you and what matters to you - and we know that you deserve that coverage. Not settling for less than an independent insurance agent who can help you find the right insurance coverage is not only beneficial - it can also save you a lot of headaches down the road. Cobos Insurance has served the Cleveland area for years, and our independent agents would love to help you find the insurance policies that best fit your unique situation. Call us at our Avon Lake office at 440-933-5223 or at our Elyria office at 440-324-3732; contact us today so that we can help you find the insurance coverage you need for every area of your life in Cleveland, Ohio!  Your lake home is a place you go to to make memories and to enjoy the great outdoors with your loved ones. You may have had your lake home for years or only acquired it recently, but you probably can’t imagine life without your lake house now. Since you want to make sure that you can enjoy it for many years to come, it is important that you have an Avon Lake insurance policy that fits your needs, rather than gives you cookie-cutter coverage. After all, you want to be prepared for whatever comes your way in the future, and making sure you have the right coverage to protect your lake home in Avon Lake is crucial.
Having the home insurance policy that can take care of your lake home’s needs is an invaluable asset when it comes to protecting your lake home. Whether you are enjoying the lakefront, wading in the water, or maybe taking your boat out for a spin, you love the freedom and comfort that being at your lake house provides you with, and you know that having anything less than the right protection is not an option for your lake home. Protecting Your Lake Home From the Unexpected Unfortunately, there are many issues that can arise, seemingly out of the blue at times. The good news is, insuring your lake home with the right insurance coverage can help you deal with whatever issues do come up. Your lake home may be your sanctuary, but that doesn’t mean that vandalism and theft cannot occur on the premises. Having the right Avon lake home insurance to help you take care of such issues should they arise is a vital part of taking care of your lake home. Having the right coverage to deal with issues like fire and smoke damage is undeniably important. It takes fire no time at all to destroy your property, and smoke damage can ruin your belongings to the point that they have to be replaced. The loss can be very costly for you when you don’t have the insurance protection that can properly safeguard you from having to deal with such loss on your own. Another thing to keep in mind is that having coverage for the effects of damage caused by lightning, windstorm, and other nature-caused issues is important. Nature can be fierce and unforgiving, and being so close to the water can open up doors for extensive water damage and other catastrophes. It is good to know what you might be up against. Speaking of water issues, you might want to add on coverage to help deal with damage caused by plumbing and sewer issues. Plumbing and sewer back up issues are never a joy to deal with, but adding coverage that aids you in handling the situation can be immensely helpful. Coverage for issues involving mold and fungi can also be a game-changer should you find yourself facing that scenario. Removing mold or fungi from areas that have been contaminated can be an ordeal, and you don’t want to find yourself having to navigate dealing with mold or fungi without the right Avon Lake insurance coverage. Your lake home is unique and you want to have coverage that fits your situation - after all, your needs may not be the same as your neighbor’s needs. Everyone is different and there is every reason to make sure that your lake home is properly safeguarded for years to come. When you work with an insurance agent who takes your needs into consideration, you are able to get the help you need in order to find the insurance protection that can help give you the peace of mind you long for. Finding the Insurance Policy That Fits Your Lake Home’s Needs Here at Cobos Insurance, we know that your lake home in Avon Lake is an important part of your life and that you deserve to have the insurance policy that reflects your individual needs. You can call us at our Avon Lake office at 440-933-5223 or at our Elyria office at 440-324-3732; contact us today so we can get started on safeguarding the lake home you love in Avon Lake, Ohio. One of our favorite fall festivities is packing up the kids on a cool autumn morning and heading out to one of our favorite apple orchards in the Cleveland Ohio area. (If you need some tips on how to keep your kids entertained in the car on the way to the orchard, click here to check out our article!) We are a family run insurance agency that loves to pass along little tips and tricks to help make your family life a little more adventurous than just watching a Saturday night movie with the family. If you’ve ever been in our office you know we like to have fun, and if you haven’t had the chance to stop by, you should!
Our Favorite Spot We have definitely done some apple picking in the Cleveland area ourselves, and we’ve had the chance to check out some of these orchards that we’re about to share with you. Having said that, one of our favorites is Miller’s Apple Hill. (www.millerapplehill.com) Miller’s is an affordable place to take your family apple picking in the Cleveland area, and they also have several great fall theme photo taking opportunities. If you get a chance to stop by, tell them Cobos Insurance sent you and be sure to check out their unique gift shop! “Apple Hill is a quaint farmers market located in Amherst, Ohio which became part of the Miller family tradition in 1986 to expand the retail opportunities for Miller Orchards. Since that time, Apple Hill has become much more than a farm market where fruit and vegetables are sold. The first expansion was completed in 1994. Garage doors were replaced with permanent walls, windows, and doors. Out with the pot-belly stove and in with an actual furnace which meant Apple Hill could remain open year round and begin carrying bulk food. The business grew and in 1996, Apple Hill expanded again, adding on storage and retail space allowing an expanded inventory.” Apple Orchards in Cleveland · Brant’s Apple Orchard, Ashtabula · Kiray’s Orchard, Ashtabula · Smith’s Fruit Farm, Geneva · Heavenly Hill Farm, North Royalton · Royalton Farms, North Royalton · Eddy Fruit Farm, Chesterland · Patterson Fruit Farm, Chesterland · Sage’s Apples, Chardon · Dodd’s Hillcrest Orchards, Amherst · Grobe Fruit Farm, Elyria · McDowell Orchards, Amherst · Miller Orchards, Amherst · Spiegelberg Orchard, Lorain · Geig’s Orchard, Seville · Mapleside Farms, Brunswick · The Apple Cabin, Lodi Why Apples? Of course apples are fun to pick off of a tree and also come in handy when your child has a loose tooth, but what are some other reasons to reach for an apple? Apples are fat free, sodium and salt free, a great source of fiber, and also cholesterol free. Apples are also a great source of antioxidants and the mineral boron which can help strengthen bones. They can also help you maintain healthy blood sugar levels due to the combination of fiber and fructose. In addition to being good for you, apples also contain natural sugar so they can even give you a quick energy boost. So when you're apple picking in Cleveland, remember you're picking delicious and nutritious fruit! Make your own Caramel Apple Cider! We love taking our kids out to local apple orchards, but we really love to make our own hot apple cider when we get home! So, what does it take to make your very own home made caramel apple cider? Lets start with the ingredients you will need to get started, you'll need to go down to your favorite local Cleveland farmers market or super market and pick up; 5-10 apples (either red or green, your choice), 1/3 cup of caramel sauce, 1/3 cup of brown sugar, 8 cups of water, 1/4 teaspoon of allspice, 1 whole clove, 1/2 teaspoon of ground nutmeg, 2 cinnamon sticks, and 1 whole orange. Next you will need to get your slow cooker out and start prepping your apples and orange. You will need to cut your apples into quarters and you can actually just throw the entire orange in the slow cooker with the apples. You will want to add the 8 cups of water right after you put the apples and orange in. Next, take all of the other ingredients that we listed (except for the brown sugar and caramel sauce) and throw them in the slow cooker with the apples and orange! You should stir everything up to make sure it is spread throughout the mixture. Set your timer for 6-8 hours and find something else to do, otherwise you will be sitting there watching your slow cooker for way too long! Once you have let your cider cook for 6-8 hours (and hopefully have gotten something else done in that time), you will want to use a strainer to strain the cider into heat proof pitcher. Now to get that sweet taste, stir in the brown sugar and caramel sauce until it all dissolves. Of course the best way to serve your home made Cleveland caramel apple cider is warm with whipped cream on top! You can even throw in a cinnamon stick to jazz it up a bit. Now that you are an expert at making home made apple cider, you may be thinking to yourself that you could do this full time, and why not? If you think that you could or would want to start your own home based business, be sure to click this sentence and check out our article on insuring your home based business.  Let’s face it: your life in Avon Lake, Ohio, would not be the same without your car. Your vehicle plays a huge part in your day-to-day activities, from driving to work to picking up the kids from school to going grocery shopping. Naturally, you don’t want to think of anything unpleasant ever happening to your car. However, we do ourselves no favors by being underprepared, so making sure that you have the car insurance policy that fits your needs is important. Without the right coverage, the out-of-pocket costs can really add up, and you don’t want one little mishap to drain your finances.
Your car insurance needs are important and you ought to have the auto policy that not only protects your car but offers you the peace of mind you crave. Why settle for a policy that gives you decent coverage when you can have one that fits your unique lifestyle? The fact is, you are not just a number - you are a unique individual who deserves a great auto insurance policy and the peace of mind that comes with being prepared for whatever the future brings. Coverage That Can Help Safeguard Your Car Ample property damage liability coverage is important. Should your vehicle cause property damage, you want to have the insurance policy that can help you deal with such a situation. Don’t deal with property damage all on your own when you can have the coverage to safeguard yourself and your vehicle. Collision coverage covers any damage done to your car during a collision with another motor vehicle, which is no small thing. Having to pay for repairs or replacements completely out of pocket can be very costly, so make sure that you have the car insurance policy that takes your needs into consideration. Bodily injury liability coverage is a key part of a good Ohio car insurance policy. You need your vehicle in Avon Lake to have the bodily injury liability coverage that can help you pay for the other driver’s medical expenses should someone get injured in a collision. Along similar lines, having the medical payment coverage you need is equally important. This offers you coverage for your injury and the injuries of any of your passengers. Another important aspect of a good Ohio car insurance policy is comprehensive coverage. What does comprehensive coverage do? It takes care of theft, vandalism, hail, windstorms, and other damages that aren’t classified as “accidents.” No matter how nice your neighborhood is or how careful you are, theft and vandalism can still happen, and having the right insurance protection to cover theft and vandalism is important. Since nature can be so unpredictable, it is also absolutely vital that you have coverage to handle disasters weather can wreak on your vehicle. Don’t let the unexpected catch you off-guard. Last but not least, uninsured and underinsured motorist coverage can help protect you if you are in a collision caused by a driver who either has insufficient car insurance coverage or none at all. Why should you have to suffer because the other driver is not responsible enough to be prepared? You shouldn’t! Uninsured and underinsured motorist coverage helps safeguard you from dealing with that scenario on your own. The fact is, you shouldn’t ever have to wonder if you have enough insurance coverage for your car in Avon Lake, Ohio. Protecting Your Car in Avon Lake, Ohio No matter what comes up down the road, you deserve to have the insurance policy that amply meets your needs. Talking with your insurance agent about your unique situation is important, because he or she can help you navigate the ins and outs of a good Avon Lake car insurance policy and can help you find the right fit for you and your vehicle. Here at Cobos Insurance, we know that your car is a vital facet of your life - and we believe that you deserve to have the car insurance policy that fits your vehicle’s needs. You can call us at our Avon Lake office at 440-933-5223 or at our Elyria office at 440-324-3732; contact us today so we can get started on protecting your car in Avon Lake, Ohio.  Fall is upon us here in the Cleveland area, the smell of apple cider is in the air; will you be throwing on your favorite sweatshirt and joining us at one of the many great fall destinations in the Cleveland, Ohio area? Being located in Elyria, we like to frequent the pumpkin patches and farmers markets, especially when sweet corn is in season! It seems like we spend a lot of time hunting around the Internet and local publications to find some of these activities and destinations to visit during the fall, so in order to make it easier for everyone, we have put together a list of local Pumpkin patches and Farmers' markets in the Cleveland area.
One of our favorite places to visit is a farmer's market not far from our Elyria office, located in Avon, called Pickering Hill Farms. Did you know that Pickering Hill Farms has been around since the 1800's when Jack Pickering came over from England to start a ranch? The Pickering family runs the farm to this day! The wonderful history and heritage associated with this place makes it a must see fall destination for us. If you stop by to see the Pickering family farm, tell them Cobos Insurance sent you! Fall Destinations in Northeast Ohio
We love visiting these places in the fall, as the leaves are showing their true colors and the cool air begins to blow in from the lake. It truly is one of our favorite times of year! We also notice that we are asked more frequently about home based business insurance, which makes sense due to the increase in their sales during this time of year when you own fruit stands, vegetable stands, honey stands, pumpkin patches, corn mazes, or one of the many other home based businesses. If you own and/or operate a home based business, there are a few things you should ask yourself to ensure that you have the proper insurance coverage in place. Be sure to check out our article on home based business insurance from last week, that will answer many of your questions regarding your unique needs, Simply click here to read that article! If you'd prefer to call us and chat over the phone, we'd love to hear from you, you can reach us at 440.233.6199 today! The Journey is the Destination... If you're like many parents (including us), you might be wondering how to best keep your children entertained while driving to some of these destinations in the Cleveland area. We understand just how frustrating it can be to plan an entire day trip around a kid friendly activity, only to have it derailed on the drive there because the kids get tired and restless! Cobos Insurance is a family run business, so believe us when we say, we can relate! We have compiled a list of activities that might help make the ride more enjoyable for the entire family that we will be sharing with you next week, so stay tuned and be sure to frequent CobosInsurance.net so you don’t miss any of our weekly articles. (If you're planning on checking out any of these wonderful fall destinations in the Cleveland area, be sure to tag us in your picture via Twitter, Instagram, or Facebook!) Do YOU know of any good fall destinations in Cleveland? We would LOVE to hear from you! It’s very easy to interact with us and let us know some destinations that you have found in your travels. You can follow us through the following channels… Simply click the links above to connect with us and give us some feedback on what places we should check out around the Cleveland area!  A church is something that is often associated with safety and comfort and helping others, and it is a place where people can find new beginnings and direction. Your church in Cleveland, Ohio needs to have the insurance coverage that can safeguard not only the church but also those involved with it. Your church does a lot of good in the community, and it is important that it has the Cleveland church insurance it needs.
The fact is, there will always be things that you won’t see coming, things that you’d rather not have to deal with. However, in life, we have to face issues head-on and one of the best ways you can protect your Cleveland church is to have the right insurance policy to safeguard it. A church is a non-profit that offers the community so much, and with so many people depending on it, you cannot afford to leave it vulnerable to misfortunes. While having the right insurance protection cannot prevent issues from coming up, it can help you put everything back in order. The Right Coverage For Your Church’s Situation There are many different facets to consider when it comes to fully protecting your church. For example, if you are recruiting volunteers, you need to make sure that you have the Cleveland church insurance coverage that can properly protect you from those particular liability issues that can arise at the worst times. While you probably don’t want to think about the mishaps or issues that could come up, it is important to consider different scenarios so that you are ready to face any eventuality. Injuries occurring on the property due to ice, negligence, or some other issue can bring legal trouble, so your Cleveland church needs insurance coverage to guard against such lawsuits. Should funds be stolen by someone who works for the church, you need the right insurance protection to help deal with such a difficult situation. There is no reason to allow yourself to be caught off-guard, and you will be glad that you took the right steps to be prepared. You don’t want to let worry and stress take your attention away from your church and your responsibilities. As with any non-profit, there are many bumps in the road that could arise, but the “what-ifs” don’t have to stop you or slow down your momentum. Your Cleveland church makes a huge difference in so many lives, and were something to happen to the church and you had insufficient coverage, it would negatively impact many people. That’s one of the reasons it’s so important to have the protection that fits the church - it needs to be able to thrive even when setbacks come your way. Having the right church insurance policy can help you take care of any unpleasant scenarios, should they surface. Safeguarding Your Church in Cleveland While we hope no significant issues come your church’s way, issues can come up and making sure that the right coverage is in place is a crucial part of protecting a non-profit. As you well know, no two churches or situations are exactly the same, so having the right coverage for your specific church is vital. While finding the right insurance policy for your church can feel like an intimidating task, when the right insurance agency has your back, the process doesn’t have to be confusing. Your Cobos Insurance agent can help you find the policy that fits the church and its circumstances, so don’t settle for less than the right policy when your church can have the coverage it deserves. After all, your Cleveland church deserves to be protected well, and so-so coverage is simply not an option. Your church is a cornerstone in your community, and here at Cobos Insurance, we want to help you find the coverage that can best protect your church. You can call us at our Avon Lake office at 440-933-5223 or at our Elyria office at 440-324-3732; contact us today so we can get started on safeguarding your church in the Cleveland area. Today is the day to ensure that it has the protection it needs, both now and down the road. |
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