Five Reasons to Work with an Independent Insurance Agency in Cleveland

From a hometown feel to some major safety aspects, there are many reasons to choose an independent insurance agency. While there are many reasons, we broke the list down into what we believe are the top five reasons to work with an independent insurance agency in Cleveland. This list simply tells you what the typical smaller, independent insurance agency will be able to offer, but it is important to keep in mind that every insurance agency is different.

Safety
When an insurance company makes a mess of something, you definitely want them to be held liable. This may not always be the case if you are insured through a bigger name agency that has a lot of power and resources. They are able to protect their company better than a smaller agency and therefore will typically not end up liable for said mistakes. This means that a lot of the liability could end up falling in your lap. Independent insurance agencies definitely offer a safety that is not typically found at larger name/chain agencies, which is why we think this is an important one to add to our list of five reasons to work with an independent insurance agency in Cleveland.

Multiple Things in One Place
Independent insurance agencies typically have more of a range of coverages that they offer. By this, we mean that there are many independent agencies that will provide home insurance, business insurance, life insurance and more all through the one company. This just simplifies things for you, as a consumer, because you do not have to search for individual agencies for each insurance need that you have. This makes it easier on you with paying bills, getting in touch with questions/concerns, and makes your overall experience simpler, which is why we put it on our list of five reasons to work with an independent insurance agency in Cleveland.

Small Business Feel
Let’s be honest, there’s just a special kind of comforting feeling you get when you know the people who are dealing with your property. You don’t get this feeling with big-name insurance companies, but with smaller independent insurance agencies, you can get to know the people you are placing your trust in, and they can get to know you personally as well. This, again, just gives you a safe feeling that you can’t get elsewhere. With this being said, the insurance agency probably has a better idea of local threats to your home, car, etc. and this is extremely helpful when you want to have adequate coverage. This means that if, for example, you live in a place that has a high risk of flooding, the agency will recognize this and give you more coverage in this area. Another example could be if you live in an area that has a high traffic-accident rate, the agency would know to recommend more car insurance coverage, simply because they live where you live and understand what you need.

Availability
Going along with the hometown feel, availability is a huge reason that any people choose independent agencies. As a customer, you want an agency that will be attentive to your needs whenever they arise. This is definitely harder for larger companies, as they have more clients and can not always get to every claim or question right away. If, for example, you have major damage to your car and need your claim checked out right away in order for you to get your car fixed, then you would definitely want to have coverage from an independent agency that could get your claim taken care of right away. If having your questions answered or your claim taken care of right away is important to you, then you will definitely want to lean towards an independent insurance agency. Because this is usually on so many peoples’ list of things they want in an insurance company, we thought it deserved a spot on our list of five reasons to work with an independent insurance agency in Cleveland.

Giving Back
Many smaller, local agencies do things to give back to the community that they are based in. By doing business with a local agency, your money is going to them but there is a good chance that some of your money will be invested back into your community. This allows you to get all of the benefits of an independent insurance agency all while feeling good about it because you know that you are also investing into your community. Everyone loves to feel like they’re helping someone else, which is why we put giving back on our list of five reasons to work with an independent insurance agency in Cleveland.

Now that we’ve summed up our five reasons to work with an independent insurance agency is Cleveland, we hope that you have a better understanding of the differences between larger-name insurance agencies and smaller, independent agencies. It is important to realize that each person has different, individual needs. These five reasons to work with an independent insurance agency in Cleveland were simply to state some reasons that the people who prefer independent insurance agencies lean towards the independent agencies. It is important to remember that not every independent insurance agency has the values on this list, but this is simply a list of five things that most independent insurance agencies are able to provide. It is very important to do further research on individual companies.

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