How to Save Money On Your Cleveland Car Insurance

You love the mobility your car gives you, and having the right coverage just makes your life even sweeter. You know firsthand that having the right Cleveland car insurance is important and that having the policy that fits you is a key investment in your day-to-day living. What could be better than having the protection your vehicle needs? It makes your life easier, certainly, but it also offers you peace of mind. Just as you love your car, you love saving money (who doesn’t?!). And guess what? You might be able to save extra on your Cleveland car insurance policy. From multi-car discounts to student discounts, there are many opportunities to get a discount on the policy you need, so you can have the coverage you cherish for even less. It is worth knowing how you can save money on the policy that fits your car and your needs - so here are a few discounts to be aware of. It can be a great benefit to know where you could be saving more!

Good Driver Discounts

As we all know, driving is full of unexpected situations, but if you have a great driving record, you deserve to be rewarded for it! The longer you go without any accidents (where you are at fault) or tickets, the more likely you are to qualify for good driver discounts. Usually if you have a clean driving record for at least three to five years you qualify as a good driver, so if that’s you, it is worth checking out. Your excellent driving deserves to be recognised!

Multi-Car Discount

If you have multiple cars under one policy, you can get a multi-car discount on your auto insurance policy. Each and every one of your vehicles need a Cleveland car insurance policy, so this is a discount you should take advantage of.

Multi-Policy (Bundled) Discount

If you have multiple policies (such as a home insurance policy, a life insurance policy, etc.) through the same company, you could qualify for a multi-policy or “bundled” discount. This is nice because you basically are getting a discount for also getting the coverages you need for different areas of your life. You need it anyway, so why not reap the savings?

Military Discount

You could qualify for a military discount if you are an active military personnel. You usually get a larger discount if you are deployed than when you are on base, but both are worth looking into if you qualify.

Affiliation Discounts

This varies, but you may be able to get a discount for being affiliated with a school, an employer, a team, or an organization. You might be able to save on your Cleveland insurance policy if you are affiliated with a qualifying organization, so it is worth checking to see if you qualify for one.

Student Discounts

If your child is on the honor roll, you might be able to get a good student discount. A good student discount is a very beneficial opportunity, because insurance coverage for young drivers is usually quite pricey, so that cuts down on some of the extra expense. Sometimes you can get college alumni discounts as well, so that is something to consider.

Senior Discount

If you are over 65, you qualify for this discount! This is really nice because as long as you are officially a senior citizen, this applies to you. The savings percentages vary, of course, but you could save around 35%, so it definitely can be a significant benefit.

Saving On Your Cleveland Car Insurance Policy

As you can see, there are a number of ways you could save on your Cleveland car insurance policy. Of course, those are just some of the ways you could save, but it helps to be aware of the possible discounts you might qualify for. You don't want to miss out on any of the money-saving opportunities! Here at Cobos Insurance, we would love to discuss the discounts that could benefit you. We know all the ins and outs of Cleveland car insurance, so let us help you! Call us at our Avon Lake office at 440-933-5223 or at our Elyria office at 440-324-3732; contact us today and we can help you save on your Cleveland car insurance policy. Today is the best day to start saving on your insurance policy!