If you are putting a house on the market, vacant home insurance can be an invaluable tool as you prepare to lease or sell the structure. First things first; let’s define "vacant home" to avoid confusion. A vacant home can be classified as vacant if the property is empty and does not contain personal items. A secondary house is not a vacant home because you keep belongings there even when you are at your primary residence. However, a house on the market waiting to be rented or even sold is considered a vacant house because it is sitting empty and no one is living there. It is important to keep this in mind: after anywhere from 30-60 days, your home will officially be classified as vacant and your homeowners policy will no longer be in play, so switching to good vacant home coverage is not something that should be put off.
You wouldn't have anything less than the best Ohio insurance coverage for your lived-in home, so make certain that you protect your vacant home's value with the same thoroughness. Unsurprisingly, a vacant home is exposed to greater risk than a lived-in home because no one is there to deter vandals or to prevent water damage issues from becoming catastrophic. While it would be oh-so-nice to never have to deal with unexpected issues and losses, those are just a part of life - and though no one can avoid all potential disasters, you can be ready to handle whatever issue comes your home's way by having the right Ohio insurance coverage in place.
Safeguarding Your Vacant Home With the Right Ohio Insurance Policy