So, what counts as a “vacant home”? A home counts as vacant when the property is empty without any personal belongings inside. For example, a secondary home is not a vacant house because you still use it - your personal property is kept there even when you aren’t present. On the other hand, an empty house on the market that’s about to be sold or rented is a “vacant house” because it is empty. If you are about to sell (or rent) a house, vacant home insurance is an invaluable tool that can benefit you greatly.
Unfortunately, when a home is vacant for a period of time, it is exposed to risks such as vandalism as well as issues like water damage. When no one is there to stop (or at least mitigate) the damage, you can find yourself with a lot of unexpected expense on your hands - and no one needs that, especially when so much energy is being spent trying to get the home sold or rented. You wouldn’t settle for less than the best coverage for the home you live in - and you shouldn’t have to forgo the right protection for your vacant house either. After a period of time (usually 30-60 days), a home is considered vacant and your homeowners policy will need to be switched to a vacancy policy so that your property is safeguarded the way it deserves. Don’t put off finding the insurance protection that is ideal for your Ohio home’s needs.
Protecting Your Vacant Home With the Right Insurance Protection