Whats the difference between a mobile home and A manufactured home?
A mobile home was built before June 15, 1976. A manufactured home was built after this date. June 15/July 1, 1976 is the day when national HUD regulations took effect assuring all factory-built homes have to be built to a standard mandated by HUD. Each term is used, but for clarification purposes according to HUD, they are separated for home build before and after 1976.
what are labels, titles, and certificates?
All transportable sections of manufactured homes built in the U.S. after June 15, 1976, must contain a certification label, most commonly referred to as a HUD Tag, on the home. There are several ways to identify these labels. - Red metal plates you see on the back end of a manufactured home called the code, or standards. It is a manufacturer’s certification that the home was built in accordance with HUD’s Manufactured Home Construction and Safety Standards .
These Standards cover: Body and Frame Requirements Thermal Protection Plumbing Electrical Fire Safety Other aspects of the home. (Code of Federal Regulations under 24 CFR Part 3280.)
-A Data plate can also be used and is a white sheet of paper:
on a manufactured home data plate, how can i find the make, model or manufacturer of my home?
There are several ways to find the HUD date data plate/compliance certificate (for a home built after June 15, 1976) -Inside of a cabinet door -Under the sink -Around the breaker box -There should be the red plaque on the exterior of the home giving you information such as the manufacturer and the model year. -There may also be a manufacturers plaque at the back or front door of your home. Sometimes this will be the case for some homes made before 1976, too. -A serial number, or like a car's VIN number, on a manufactured home is stamped -Base frame -Near the wheels. -On the tongue or frame. -Or the toilet tank installed in the home
is it more expensive to have a mobile home opposed to a manufactured home?
No, not at all!
can manufactured homes gain value or appreciate?
-Manufactured homes do appreciate. A manufactured home permanently installed combined with owned land will appreciate. -If your home is on a rented or leased lot it will rarely appreciate.
The average rate of depreciation is 2.7% -3.6%.
are mobile and manufactured homes more prone to fire or hurricanes?
No for both. In areas prone to hurricane-force winds, known as Wind Zones II and III, the wind safety standards require manufactured homes be resistant to winds up to 100 miles-per-hour in Wind Zone II, and 110 miles-per-hour in Wind Zone III. (HUD’s Basic Wind Zone Map). Homes built in non prone areas are built to withstand sustained winds in the range of 70 miles-per-hour. A manufactured home will experience some form of damage above this range.
For each new manufactured, the manufacturer must include installation instructions to properly support and anchor the home. (Windstorm protection provisions HUD Code).
are manufactured homes more energy efficient?
Before June 15, 1976, Mobile homes were not energy efficient. Manufactured homes are as energy efficient as a site-built home (HUD’s standards /Uo-values). In 1994, a new federal law makes all homes more energy efficient and continued to be updated. HUD has divide the country into 3 regions: -Southeastern states (South Carolina to Texas in Zone I) -Mid-states (North Carolina to California in Zone II) -Northern states (Zone III)
*Zone II, including Oklahoma, requires an Uo of 0.096. These efforts are ensuring that manufactured homes remain affordable, not only in start-up costs but for the life of the home.