"We wouldn't have known what we know now about our risk exposure and areas that we should be aware of, if not for Cobos Insurance and their Non-Profit Insurance program!"
- Kristen, Director
"Helping you, so You can Help Others"
Church Insurance
There are countless scenarios that could put your church at risk, we can help you better prepare for those situations ahead of time and help you ask the right questions when designing your unique insurance plan. Let us help you better protect your church and your congregation.
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Directors & OfficersYou certainly have a lot of risk exposure even though you are giving your time and energy to the non-profit organization because you care and want to make a difference. We don't want to scare you away from serving on a board, but we do want you to understand the risks .
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Social ServicesAs a social service based non-profit organization in Ohio, you have plenty of options when it comes to your insurance coverage. We are here to help you decide which insurance coverages you need and which you can do without while still managing your risks as best as possible.
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Ohio Non Profit Insurance
Non-profit insurance can be a tricky topic to understand, especially if you are new to the insurance world. The good news is, we’re here to help you understand. We’re breaking it down and explaining the different types of coverage so that you can make the best, most-informed decisions regarding Ohio non-profit insurance for your non-profit.
The first thing you should know about Ohio non-profit insurance is why you need it. If you do not know this, then it doesn’t make sense to move forward with getting non-profit insurance coverage. There are many reasons why Ohio non-profit insurance is important, but we broke it down for you in this article and we’re going to explain it to you here as well.
The main idea is that your non-profit, like any other company or business, needs protection. Insurance is very important to have to protect your non-profit. You never want to leave your non-profit in a vulnerable state. Lawsuits and liability issues could hurt your non-profit to a point where it could go under. We don’t want that, so it’s important to get your non-profit the coverage that it needs. It is also important to realize that every non-profit is different and has different needs. Your non-profit might not need the same coverage as the next one. Knowledge about how these policies work and what they do is vital to getting your non-profit adequate protection.
Next, you’ll probably want to know where to get started when searching for Ohio non-profit insurance. The first step is to evaluate your non-profit’s needs. You don’t want to get caught off guard having not enough coverage, but you also don’t want to have too much coverage where you’re paying for something that you do not need.
We explained different types of coverage below to help you understand what each policy does in terms of Ohio non-profit insurance.
Property Insurance:
If your non-profit has property, you’ll want this. Nothing would be worse than having something happen to your office building, etc. and not being able to afford to rebuild or to fix it. Whether it is a natural disaster or a theft, you’ll want to get your business back and running in no time and this policy will help you do that. This is a vital policy if your non-profit owns property.
The first thing you should know about Ohio non-profit insurance is why you need it. If you do not know this, then it doesn’t make sense to move forward with getting non-profit insurance coverage. There are many reasons why Ohio non-profit insurance is important, but we broke it down for you in this article and we’re going to explain it to you here as well.
The main idea is that your non-profit, like any other company or business, needs protection. Insurance is very important to have to protect your non-profit. You never want to leave your non-profit in a vulnerable state. Lawsuits and liability issues could hurt your non-profit to a point where it could go under. We don’t want that, so it’s important to get your non-profit the coverage that it needs. It is also important to realize that every non-profit is different and has different needs. Your non-profit might not need the same coverage as the next one. Knowledge about how these policies work and what they do is vital to getting your non-profit adequate protection.
Next, you’ll probably want to know where to get started when searching for Ohio non-profit insurance. The first step is to evaluate your non-profit’s needs. You don’t want to get caught off guard having not enough coverage, but you also don’t want to have too much coverage where you’re paying for something that you do not need.
We explained different types of coverage below to help you understand what each policy does in terms of Ohio non-profit insurance.
Property Insurance:
If your non-profit has property, you’ll want this. Nothing would be worse than having something happen to your office building, etc. and not being able to afford to rebuild or to fix it. Whether it is a natural disaster or a theft, you’ll want to get your business back and running in no time and this policy will help you do that. This is a vital policy if your non-profit owns property.
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Professional Liability Insurance:
Errors and Omission insurance that protects organizations that offer guidance, counsel or services to clients. |
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Auto Insurance:
Insurance for both owned business vehicles and non owned vehicles. |
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Cyber Liability Insurance:
Coverage for a cyber attack or data breach. This additional coverage protects both you and your donor's information. |
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Property Coverage:
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Coverage for your church, buildings, outbuildings and interior contents.
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Employee Dishonesty:
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Helps to replace funds stolen by an employee.
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Abuse and Molestation:
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Liability coverage for issues involving sexual abuse and molestation incidents.